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Most probably it is too late. Without knowing the details if your income it is impossible to say for sure, but if your income is W-2 income, you will not be able to reduce your AGI below 100K anyway. And I am not sure it is right for you either, because of the 31% tax bracket you are in. Just take it 4K/year at a time. If all the money in your IRAs are pre-tax, and you are so confident in your investment abilities, the conversion may not be the best thing for you anyway.
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