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Most tax advantaged retirement plans (except for the Roth) are tax-deferral vehicles. There are a number of ways to accomplish tax deferral without any plan. For example, you could purchase savings bonds and get up to 30 years of tax deferral. Another example would be to purchase equities that gain in value but don't pay out dividends (for example, Berkshire Hathaway) and keep them until retirement. Yet another example would be to purchase tax efficient mutual funds that defer gains for some time.

There are also tax-free/tax-advantaged bonds (muni's, etc).

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