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mrmeyer: "I intend to contribute to a Roth IRA this year using an IRA conversion. I do not know yet if a contribution to a regular IRA will be all or partially tax deductible. For the moment, I am going to assume it will not be tax dedictible.

I already have a Roth IRA and a Rollover IRA at E*Trade. What is the cleanest way to contibute to the Roth?

a) Open a new Traditional IRA, fund it, then immediately convert it to the existing Roth IRA.

b) Contribute to the Rollover IRA, then convert the contribution only to the existing Roth IRA.

c) Other?"


Perhaps I am s impleton, but is there any reason you cannot contribute directly to a Roth IRA?

Regards, JAFO
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