No. of Recommendations: 10
My advice will be different. If you are in your 40s, encourage your wife to learn about investing. Statistically, she is likely to eventually be on her own and it can be difficult enough without ignorance. It's 2011 - not 1950.

My risk assessment goes like this. If tomorrow, either of you checked the balance and it was down 20%, would you both be fine ? If you are honest, you have your assessment and if the answer if no, put it somewhere with almost not risk until the answer is yes and she has the knowledge to manage it herself.
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