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My biggest investment mistake was not being more aggressive early on in the accumulation phase. Or, to get to the root cause, I simply was not well informed and educated about investing early on.

I vividly remember panicking in '73/'74 and bailing on stocks to the safe haven of a "capital preservation" fund in my 401k.

Years later I got educated and more risk tolerant and finally made some good money. Of course, the '90's market run up was more responsible than any "genius" on my part.

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