No. of Recommendations: 3
My bottom line is that if I pay for LTHC insurance,
I want to be sure that I can get what I am entitled to
when I need it (without long delays &/or an attorney to help).

But I guess that some companies will try to
fine print the daylights out of
a claim. IMHO.

Worst case: you pay, then you are sick, too bad...

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