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My concern was the envelope came with one of two mailing labels, depending on if I owed tax or was owed a refund. So let's say I finish my taxes tonight; to whom do I mail it?

Where the instructions tell you to.
(the instructions give different addresses depending on whether you owe or not)

My concern about the address sticker on the 1040 form is that with my common name, I presumed the pre-printed label has information encoded on it to make sure the IRS computers know it's really me.

You put your SS# at the top of the form - that *should* be unique to just you, and therefore let the IRS computers match you up right.
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