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No. of Recommendations: 2
My concern with getting a rewards card to use for a vacation is that you will find yourself buying extras items you hadn't planned for, and will justify the expense by saying it's for the vacation you want. This is something that has happened to others, and we've had many people show up frustrated about how much extra money had gone on the card. They weren't in debt, but they had spent more money than they had planned on, and it had wrecked their budget.

Also, what if the time comes for the vacation, and you haven't put enough money on the card? Will you cancel the vacation, or take the additional money from somewhere else?

This isn't a course of behavior I'd really recommend, but to each his own.

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