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My congratulations on doing twice as well as Warren Buffett.

But only half as well as kahunacfa.

Um, if you can reliably make 8%-14% then why in heck would you even consider doing a SS payback?

I harken back to something a professional trader said after the 2001-2002 meltdown. "Anyone who says that he didn't lose big last year is either a liar or has been taking foolish risks." Never confuse luck with genius.
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