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My daughter messaged me an hour ago asking why in the world her CS dropped 74 points suddenly per credit Karma.

She should be able to find out pretty easily on the CreditKarma website by clicking on the 'Score Details' link on the 'My Overview' tab, and then clicking on the 'See what's changed' link. If what changed was that she didn't make the student loan payment for April or May, then that needs to be discussed with the student loan servicer. It could be something else, though.

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