No. of Recommendations: 0

My husband and I use a debit card for almost everything but I keep a cushion in the checking account of about $300 just for his use. If he has to buy something that costs more than $200, he calls me first to make sure that there won't be a problem.

If you are not able at this time to keep a cushion in your account, then the cash route if the best one. I do not recommend using a credit card unless you are solvent enough to pay it off even if unexpected expenses or an emergency comes up. That is how nearly everyone starts out getting into credit card debt. They buy something sure that they will pay it off when the bill comes in and when the bill comes in there isn't enough money to pay it off because the car overheated last week....

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