Skip to main content
No. of Recommendations: 3
My last email I received from Chase implied they would not help them at all even if they had a death certificate.

Death certificate works for any account such as TOD, IRA, 401K, etc... or a trust.

Setting up an automatic minimum payment and enabling margin on the account will give your heirs time to establish an executor/administrator which requires a court order. The time required varies. Locally, in normal times it takes 3 to 4 months but because of COVID probate court was shutdown for a number of weeks. Also, probate court doesn't consider paying bills an emergency.

If you don't have a will, it is time to make one and consider a trust. DIY estate planning is bad. The best statement I have heard is that no will is better than a bad will.

Does anyone in your family have access to your home? A friend passed away from a heart attack unexpectedly. He had no keys. He was using his cell phone to start his car and an electronic lock on his home. His family wasn't local. It took multiple months for his family to gain access to his home.

My sister passed away unexpectedly. Fortunately, I had keys to her house because she had pets. Also, I found her password list and had access to her phone. It allowed me to setup auto pay for her utilities until I had legal authority to manage her estate.
Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.