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My (local NJ) government health care costs about $1200 per month for a PPO and prescription coverage.

IF I had to pay all of the premium (which I do have to do), I'd rather carry the Individual catastrophic (hospital/outpatient only with a $10,000 annual deductible) plan that I've been carrying at $239/month - My employer was paying me $115/week, directly, to help defray the cost of health insurance/health care, but that ended when the economy slowed last year. You and/or your employer are paying more in premiums every year than the $10,000 annual deductible that I *might* have to pay.

just a thought.

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