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My mortgage holder, CitiMortgage, offers online payment through Transpoint and I am very happy with the Transpoint service. With my NetBank bill pay, it always takes 5 business days from the time the amount is deducted from my NetBank account until the amount is credited by Citi. With Transpoint, I only lose one day on the float.

Doesn't CitiMortgage offer ACH payment? I pay a number of bills (mortgage, utilities, credit cards, student loans) via ACH, and I lose zero days on the float - plus I don't have to pay for some online bill presentment system.

Just Curious,
Bruce
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