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No. of Recommendations: 3
My next non-financial projects will focus on mental and physical and marital health. The debt free journey has taken a significant toll on each. I won't dwell on those here.

Financially, things on the horizon will continue to force our hand.

1. Fully funded E-fund. I will be happy with the low end for now, so three months expenses is the goal.

2. I'm feeling really uneasy about our tax situation for this year. I feel the need to let cash accumulate and brace for a large bill. "Prepare for the worst and hope for the best." We have never had any issues, but I'm nervous about this year. We need a tax guy.

3. Our roof will be an expensive job and will become more emergent within 3-4 years.

These are more than enough for your next few months. Put 'em in a spreadsheet and start to watch where they go. Just update yourself every couple of weeks and observe for now. The E-fund (along with continuing the debt numbers) will keep you from losing ground, and the rest will move you forward.

And yes, coasting and remembering how to breathe are important.


Mental health:
There are hotlines if you need immediate help -- don't be afraid to call them. If you need longer-term assistance, counseling can be really beneficial. And also expensive; work it in to the budget if you need it.
Eckhart Tolle, _The Power of Now_
Thich Nhat Hanh, _Anger: Wisdom for Cooling the Flames_
Steven Stosny,
The Dalai Lama, _Ethics for a New Millennium_

Physical health:
Movement: Jerzy and Aniela Gregorek, _The Happy Body_,

Marital health:
A counselor can be really good here, too. Also, you've just managed to quit doing one thing that really harms a marriage, which is building up debt. Shifting to a new model can be really hard on everyone, too. Having a counselor help you work those things through can be helpful.
David Schnarch, _Passionate Marriage_ (graduate level reading, and absolutely amazing stuff)

Disclosure: I was once a relationship coach in training and many of the books referenced here were materials in that course. I am now a certified through Precision Nutrition's coaching certification program. The above may not be right for you -- they are just tools I used along the way.

ThyPeace, a little ahead of you on the journey.
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