No. of Recommendations: 1

My point is there are options to traditional insurance 3rd party payer and Gov Single payer emerging. More and more people I know are taking advantage of them. Medical cost sharing in particular is on the rise among my cohort. Led by some who have been relying on it as we all watched on for many years (decades) now. And many of us are now shopping for a direct pay subscription primary care doc local to us.


Don’t get me wrong. It may work out ok for you, and if so, go with God and all that. It’s certainly nice to have the privilege of doing that, if you 1) can afford it and 2) live in a geographic area where it’s possible and 3) you don’t have known medical issues that would make it a problem.

But again, as someone who works in this general area, I can definitely see the pitfalls for individuals who may have catastrophic medical issues, and I also think it’s maybe not that great for society as a whole to have yet more stratification. More and more docs will go to the elite concierge model, leaving those who can’t afford it to have fewer and fewer options for healthcare.
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