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My question is and maybe it just depends, how old is old enough? Does a card you have had for say 31 years have a more positive influence than one held for 27? Or are the cards just put into general categories: >20 years, >10 years etc.?

What I remember seeing on my credit report was that accounts over 15 years were listed as >15.

Put another way, Credit Karma members with scores that top 750 have an average age of open accounts of 7.5 years. While there is no magic number or threshold here, it is fairly clear that a great credit score does usually take some time.
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