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My recommendation has always been to move 25% of college savings to CDs or mm funds/accounts each year of high school so it's all in a safe place at the beginning of college.

I'm with rad on this one, and it's the reason that we're not panicking right now in my house as I have two high school seniors who are both planning on attending college next year.

I think the current market is why the typical advice is to have any money you need within 5 years in cash. I, for one, am very glad I took that advice to heart.
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