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No. of Recommendations: 1
My regular chip+signature card added to my Samsung watch works like a chip+pin when I pay with the watch. It requires me to enter a pin to unlock payment functionality, and apparently that step also satisfies the payment terminal. I found it to be extremely convenient, as contactless payment terminals were available just about everywhere.

Interesting. I will experiment with other contactless pay possibilities in the future. A contactless CC worked fine for public transport in Sydney and Melbourne (it was my Capital One Venture One, I think).

I always have at least 3 with no international transaction fees(and I always recheck before a trip) - Chase Sapphire Reserve is usually the first choice but it hasn't switched to a contactless card yet. For cash withdrawals, the Schwab checking account debit card is best for me. You have to have a brokerage account(or at least did) but no need to fund it. All fees rebated.
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