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My self-directed 401K is with Fidelity. There are no annual fees, set up or maintenance charges and my per trade commission is $7.95 (regardless of the # of shares - no cap.) as long as my trades are entered/processed on line. IF I choose to phone in a trade ... then my commission for the trade would jump to $19.95 ... but I cannot foresee the need to phone in a trade as long as the computers/internet are functional.

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