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My wife graduated from med school last year and we owe $97,000 from her four years. She definitely did not live like a pauper during med school but the cost of living was not very high. Because her salary this year as a intern is low enough (and mine is not figured in the formula), the government is paying her interest on the loans for now. Also, we consolidated her loans and the rate is just around 6%. We figure she'll earn $150,000 minimum when she is done with her fellowship in a 4 years. Because the gov't is covering the interest now, our life style has not really been affected.
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