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My wife just retired at age 56 and has purchased long term health care. I retired several years ago and am now 64 and considering purchasing coverage. David Baze's article opens many questions to my purchase which would be much more expensive than my wife's and apparantly, much less valuable. Are there any statistics on the use of HOME health care by men and women who qualify for assistance with several of the daily life activities?

I expect to remain at home should alzheimers or another ailment strike and require home care. My younger wife should probably outlive me.
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