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Mycroft,

No reason to think you upset me with your comments. One of the things that I like about this forum so much is that it allows for people with both similar and different viewpoints to discuss the merits of different approaches.

I had read your earlier post on T. Rowe (found a link on that board as well). I think my thoughts on management while not as strong as yours certainly are in the same general direction.

Fool on,

Phil
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