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My wife and I are both 64 and retired.
Income is $80,000 from pension, scoial security, and wife's part time job.

As of now our income covers outr expenses.

We have a condo that is worth $350,000 with no mortgage but do still have high maitenance costs.

We have tax deferred Traditional IRA's of $400,000 mainly in money market accounts, and $200,000 outside of IRA's in money market accounts. We are not that conservative, I just have had analysis paralysis, and keep looking.

I am interested in asset allocations into mutual funds or ETF's.

Any advice and 'specific' recommendations of ETF's and mutual funds would be greatly appreciated

Thanks in advance!

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