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Net result is essentially the same however, and I didn't "miss" any deduction...

I think you've got it. And that would be my initial take on things - that no deductions were missed.

Most of the time, most banks get most 1098s correct. That leaves room for errors, as they are going to happen.

Now that you're armed with some knowledge, you can figure out if there are errors on your own 1098.

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