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I have an account with NetBank, and I have been to their website link to try to find ATMs in my area that are free, but when I stick my card in those machines, they warn me about a fee, and I cancel the transaction.

Am I missing something in the definition of free?
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NetBank's website will only tell you about ATMs that will accept deposits for your netbank account; it does not tell you about no-fee ATMs. There is no central list of free ATMs (the ATM industry wants to keep consumers in the dark so they'll be more likely to use a pay ATM).

What I do is to go to the post office and buy a book of stamps, pay with my ATM card and get $50 cash back. The PO doesn't charge a fee, neither does NetBank, and I can use the stamps.

Also works at grocery stores and some drug stores and convenience stores, but going into there without a plan usually results in buying something useless.
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Check out Credit Union ATMs. Some don't charge the fee (but some do).

silverwing
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If you are in an area of the country that has Publix supermarkets, they generally have a "no-fee" ATM located at the store. I have used them for years with my netbank ATM Card.
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illekfool,

Yeah, I believe those non-surcharging ATM's at Publix are branded "Presto!", are they not?

If you're ever up north, PNC Bank (a huge super-regional) has agreements with WaWa and Quik Check convenience stores to operate non-surcharging ATM's in their stores, which are practically on every street corner

More often than not, these ATM's are so plentiful that surcharge refunds from the online bank is not a big issue with me!

SJJ
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Also in Minnesota, I use a Wells Fargo ATM at the Lunds Market in Edina with my Netbank Visa Checking card and have had no fees.

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