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Hi. I’m new to Pro and am trying to plot a strategy.I currently have two years left on Supernova but really like the idea of an income stream through dividends which is what attracts me to Pro.

I have three separate retirement accounts that I have built through Stock Advisor then Supernova; a Roth, a Sep 401k, and a personal account. At this point I can’t contribute to my Roth because We make over 180k so I put 6500$ a year into the SEP and 1200$ a month into the personal account. Combined all three total @500k. I am also 65 and nearing retirement. Yikes

I have little cash but could free up 50k by selling off some mutuel funds.

I have no experience with options so I would like to just follow the recommended buys for now.

I feel better in selling off some the qualified retirement accounts because of the tax implications. I get itchy when I think of selling off the personal account because of year end tax gains.

Sooo I am looking for some suggestions that I could use to integrate these three accounts.

Somehow I would like to maximize the Roth because of the later tax implications.

Any thoughts would be helpful.

Thanks, Kevin
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