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next year my Medicare/Supplement will cost me more than my private Blue Cross policy did just before I turned 65.

Of course, it will have near zero deductible......

then again, my average out of pocket expenses for my 2000 deductible were just a couple hundred a year average......and if I skipped the annual physical for the year, way way less....

Next year the income will go below the threshold so I'll get the cheaper rate...

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