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I am a contract worker. I make okay money, but there is no 401k offered. Saying that, there is a THRIFT plan which invests in Fidelity Asset Manager plans but I receive no matching funds.

Now, is this still the best place for my money? Or would I do better maxing my ROTH and investing on my own?

What is the TAX break, if any, of a THRIFT plan? I don't think any since it is not SPONSORED by the employer.

I am ready to invest for the long haul, but still need funds in 4 years for college for the kiddo.

Lecture me, Oh great FOOLS....
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