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No RMDs on Roths

Actually, there are RMDs on Roth 401(k) accounts. So if you have a Roth 401(k) and don't want to be forced to take RMDs, be sure to roll the Roth 401(k) account over into a Roth IRA before the year you turn 70 1/2, unless you are still working and your plan allows for you to delay RMDs on your 401(k) until you retire.

(well, *your* Roth, not an inherited Roth).

If the beneficiary is a non-spouse, there are RMDs on an inherited Roth IRA. If the beneficiary is a spouse, they can treat the inherited IRA as their own, and there will be no RMDs.

AJ
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