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No. of Recommendations: 3
No, she does not have to double up. But her RMD this year is likely to be larger than it wss last year. Two reasons: 1. She is a bit older resulting in a smaller life expectancy in the calculation.

2. A big dip in the stock market in December 2019 gave most of us a low portfolio value and a smaller than usual RMD.

And another one is that stocks have done well this year boosting the RMD.
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