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No way it would work here.

Pay real estate taxes in Dec

Pay estimated tax when due - Jan, Apr, June, Sept......

Pay insurance - car/house/liability when due - usually spring time - for year

Some months dividends hit the checking account - some substantial. Usually every 3 months.

Yeah, I look at money in/money out in checking account - and examine each withdrawal (check or direct withdrawal for utilities/paypay, etc) and each credit.

Without travel, the food bill is sky high - eating well at least while locked down.

Car expenses happen when they happen - fortunately not much but usual oil changes, car inspections, registrations, etc.

At this point, I really don't need to do a budget.....I actually should be spending more. In a good position with money for all the fun I want - -or would like to have if it weren't for the lockdown.

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