No. of Recommendations: 7
Nobody is going to have "$20,000" at age 25. ???

This is where it all falls apart. Right outta da chute
It ain't good enough if the best you can say is, it is do-able. Basically it is an appeal to whimsy. It means you can dream it. How do you DO IT?

What is required for the plan to work is: It must be guaranteed in all cases. Otherwise all they're talking about is who wins or loses Life's lottery ...AGAIN! That's the only way any of these plans can be discussed. What we humans are in the business of doing is attempting in as many cases as possible to avoid blind reliance on Life's Lottery, the whip and whim of Fate, to save our asses and improve things. So, simple a caveman can do it, but all that'll get you is a cave and a 30 yr lifespan. We can do better.
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