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[Nope. It'll all be taxed at your marginal tax rate...whatever that might be for you in each separate year. In 1998,
you may be in the 28% rate...and that's what you'll pay. You may get a big raise in 1999, and move up to the 39%
bracket...and that's what you'll pay in 1999. In year 2000, you may get demoted back to the 15% bracket...and
that's what your pay for that year. See how it works. It'll all be at your marginal tax rate for that specific year.]

Ouch!, well bad news is better than no news.
thanks for the info
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