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Not at all true. The amount deferred into a 401(k) plan by the employee/participant is ALWAYS 100% vested. The amount of any employer contributions (match, profit sharing, or whatever they call it) can be subject to a vesting schedule of up to 6 years in length.

Exactly. For some reason??? you cut that portion out of my quote.

"minus of course any funds the company may have contributed"

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