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Not necessarily. For those who are self-funding long term care costs, there are often no taxes paid on Traditional withdrawals. - aj


That's interesting. For a long time now I have been aggressively converting my TIRA to a Roth. I had hopes to eliminate my TIRA entirely by the time I started taking SS at age 70 but fell short due to those pesky market returns. At this point, with my estimated conversion headroom, I will need another 4 or 5 years.

But perhaps, I should leave some TIRA money behind for funding long term care costs which I will most likely need at some point. Are there any special criteria that must be met in order to use TIRA dollars tax free for this purpose. I suppose there are.
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