No. of Recommendations: 1
Not really. Even at age 100, the RMD percentage is less than 16%. One should never expect their IRA to be depleted due to RMD. One should expect at some point that the IRA will no longer grow due to the RMD but there should always be some money in unless you take more than the RMD.

I think the calculator I used showed the account effectively running out at 118 years old. I don't expect to live that long but with enough years, yes, the gov't wants you to pay taxes on that money. Could there be pennies stretched out forever? Semantics. The useful nature of the IRA runs out eventually even if just using RMDs.

IP
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