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Note that I'm putting great emphasis on your use of the verb "will." If there's a guaranteed after-tax greater buck in the bank by borrowing here to invest there, sure, it's a great idea. I just don't see those opportunities.

Yes, I should have used the word "may" since I would with legal terms every day and should have recognized my use of words. Usually you have to take greater risk for greater return. I recognize that this is a higher risk way to go. As for guaranteed rate of return, I could do that last year when CDs and money market rates exceeded my mortgage interest rate.

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