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Now I'm not saying banks are all lovey-dovey companies with our best interests at heart, but that doesn't mean they are to blame any more than any of the stores those people spent the money in are to blame.

For the most part I agree with you XTN, but after watching Michael Moore's "Capitalism, A Love Story" I was shocked to see just how intreached into federal government Goldman Sachs is - not just paying for lobbying but all the former Goldman Sachs execs who now hold powerful positions in government.
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