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Now our burden is significantly less, and in order for our daughter to have some "skin in the game", we have offered to save that money for her until she graduates.

Good for her and for you in encouraging responsibility! Sounds like a great deal for you all.

I'd highly recommend the RA program if your student child has a willingness to go for it.

I did this as an undergrad and one thing you don't realize is that your school may decrease your financial aid by an amount equal to the RA benefit (room, board, etc.). If you aren't on financial aid then it won't affect you. The annoying part is that the school didn't reduce my student loan amount but decreased the grants -- aaarrrgh!
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