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From a quick poll on USAA website:

How many times did the average household pay an overdraft fee last year?
1
4
9
13


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...the average U.S. household with a banking account incurred nearly 13 overdraft fees in 2009, according to management advisory firm Bretton Woods Inc. Add it all up, and those fees cost Americans a whopping $38 billion they could've spent elsewhere...


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More than 1 per month is average? I guessed one total. I had no idea overdrafts were so common.
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