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o I got the contact information for my brother's guy, but on a whim I called the mortgage broker I'd used eight years ago (for my Virginia house), who works for a large mortgage company. He is a good guy, retired military officer. He said he could definitely get 2.375%, and most likely 2.25%...again no points, no costs, 30-year fixed.

Contact phone # or information????

I couldn't see anything close to this at my usual online mortgage places.
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