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No. of Recommendations: 3
Of course, if establishing credit for DD is your goal, the debit card won't work, but if giving them the flexibility of plastic without the ability to overspend, it's a viable option. If you want to establish a credit history without putting your own credit at risk, a secured card is a viable option as well.

I did a little Digging, and here is some reading material that may be of help:

You may also want to check with your local bank or preferably, credit union, to see if they have any products that might serve you and DD's needs. Also, it's important to understand the differences between a co-signer, joint cardholder and guarantor:

Who appreciates your desire to give DD some freedom and independence and the get her started building up a credit history, but cautions that you have to first protect yourself and by extension protect DD from abuses rising from youthful inexperience with credit...
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