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Of course, to do an isolated-neutral sub-panel, you'd have to run four wires to the main panel (two hot wires, a neutral wire, and a ground wire). Unless they allow the grounds of the sub-panel to be connected to a separate ground from the main panel, then you'd just need two hot wires and a neutral wire.

Just put a separate ground stake for the sub panel. You isolate ground and neutral in the sub panel to avoid a ground loop in the house service. Ground loops are very bad things.
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