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So we got an interesting piece of mail over the weekend. An offer from American express for someone who doesn't live at our address. The kicker on this: it's the woman who owned the house before the people we bought the house from. They lived here for 10 years, we've now been here for 12. I just wrote "return to sender not at this address" on it and dropped it back in the mail, but now I'm wondering, should I contact Amex more directly about this? Could someone be trying to use this woman's identity to open a new account? Why would Amex be sending offers to someone at an address that hasn't been current for more than 20 years?

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