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OK I've done a lot of reading the past couple of days. Now help me with this. I have settled on a SIMPLE IRA. And pretty much narrowed the field to two companies. One has a $10 per account per year charge, and limits participants to only their own mutual funds. The other has a $25 per account per year charge and has a "brokerage" plan. It allows participants to access all of it's mutual funds and several from other companies PLUS it allows investing in stocks, bonds, t-bills etc.

Being new to Fooldom I'm not sure which is the Foolish way to go. The maximum contribution would be $6600 so does the $25 wipe out the advantages of broader investing? My guess is go for the broader plan with the higher fee. So what do the Fools at large think?
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