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OK, that makes sense when the sole prop has been buying the insurance. What's your take in OP's situation, where the insurance has been subsidized through the spouse's job?

Phil
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No, that's clear; if it's an employer-subsidized plan where the employee pays part of the premiums, it doesn't qualify, per the instructions.

But as to the Medicare premiums themselves, I guess I don't see why those don't work for the sole proprietor.

Bill
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