No. of Recommendations: 5
Okay, there ARE free credit scores you can receive annually. BUT it's inconvenient.
Or credit report?
They ARE different.

THIS is the only way to actually get your free credit report. Print this form out
and fill it out and mail it in (yes, snail mail). works just fine if you want a free credit report
You don't have to do snail-mail for it, but you can.
To confirm that is the truely free one, see:
And watch that you are careful what link you click on - sometimes the bureaus make it easy to find the pay-them-money-for-scores/protection/whatever link, but the free report link is not as prominant.

If you really want to see your scores, my recommendation is to find a friendly loan broker, and talk to them about giving you a copy of the report they pull when you are refinancing your house or whatever. (I think it costs them a few bucks, but if you're refinancing with them, they'll make that back and then some - and they have to pull a report anyhow when you're refi'ing.)
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