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On the theory some people want financial advisory services at no cost, I will add Vanguard Flagship services to this thread.

Vanguard offers financial advisory services at no out of pocket costs. The requirement is having at least one million dollars invested in Vanguard funds. I used this and found it was not what I wanted. They sent me a long information gathering form. Next I was sent a digital report suggesting a distribution of investments in Vanguard index funds. There was a scheduled phone conversation that lasted 45 minutes to any hour.

To be honest, Vanguard does get fund management fees for running the index funds, but these are small - my S&P500 fund has an 0.040% charge.

This advisory service is but one of several Flagship Client benefits.

If you drill down at your broker's site I am sure you will find advisory systems.
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