No. of Recommendations: 0
Once you leave your job, you will not be able to continue contributing to that plan. I am in a similar situation. I hold Vanguard's healthcare through my 401(k), but it's a closed fund. I called Vanguard and asked them if I could roll it into an IRA with them and continue to hold the healthcare fund. They told me that they would allow me to do that, as long as I held it with them, and held it before the roll - and that way I would be able to continue to add to it.

That said, each brokerage would have their own rules. I wouldn't say that it's necessarily bad to keep your funds in the 401(k) plan - you just won't be able to add to them. And, most people don't have the best options in their plan - so I think that those are the 2 main reasons the recommendation is to usually roll them.

Ryan
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